Investment Advisory Services and Portfolio Management
We construct client portfolios based on each individual’s unique situation, taking into consideration of factors such as time horizon, risk tolerance, liquidity and income needs. All client portfolios are tailored to the needs of the client in order to help them achieve their long term investment and financial goals. All advisory accounts are managed on a discretionary basis in separate client accounts. We have a limited power of attorney with a third party custodian like Schwab to buy and sell on the client’s behalf.
Portfolios are composed using a variety of investment vehicles including individual stocks, bonds, exchange traded funds, and cash equivalents. In our approach to investment and wealth management, we focus on total return for the portfolio. Total return is comprised of capital appreciation and income. In general, the income portion usually comes from bonds or other fixed income. Capital appreciation comes from share price gains in equities. However, we like to own equities that have both capital appreciation potential and pay good dividend income. Businesses that grow their free cash flow can raise their dividend significantly year after year and are a good source of rising income for portfolios.
Investing is a dynamic, on-going process. Our portfolio managers constantly discuss the current market and economic conditions to understand the potential risks and impact on our client portfolios. Individual equities owned within portfolios are continually researched and reviewed to ensure the underlying businesses and management teams execute their goals to create value for shareholders.